Medicare-eligible RETIREE HEALTHCARE INFORMATION

For MEDICARE eligible retirees:
    *
Please refer to non-medicare eligible information is you are coving dependents who  are not eligible for medicare.

Monthly contributions: Choice 1                  Choice 2
                     Existing Regional Option    Alternative Option
                           None                       None


Medical (Network)      Choice 1                  Choice 2
Deductibles         For medical expenses,       Individual-$400/Family-$800
Coinsurance        current plan provisions            10%
Out-of-pocket Max    continue to apply.         Individual-$1000/Family-$3000
Copays                                                None

*In Option 2, non-network deducibles and out-of-pocket maximums are adjusted to remain at three times the network amounts.  Out-of-pocket msximums do not include deductibles.


Prescription Drugs  - Applies to Choice 1 and Choice 2
Deductible                 2010             2011             2012
(Retail and Mail Order     $75              $125             $175
Coinsurance                None             None             None  
Out-of-Pocket       Individual-$1500  Individual-$1500  Individual-$1500
  Maximums             Family-$3000      Family-$3000     Family-$3000

Copays                    
2010             2011             2012
  Retail Generic           $10              $10              $11
  Retail Preferred         $30              $30              $33
  Retail nonpreferred      $50              $50              $55
  Mail Generic             $20              $20              $28
  Mail Preferred           $75              $75              $83
  Mail Nonpreferred        $125             $125             $138

*In addition to the changes noted above, there will be common prescription drug provisions in all regions effective January 1, 2010.